Wealth-Coaching Testimonials

I just started the coaching program with my coach and would like to say he has helped create the initiative and put a fire under me to get started. I put my first offer in on a property within days after our initial session. The offer was accepted on what I believe will be a great deal and my coach was there to answer all my questions and concerns. I am very pleased with getting involved with this program and look forward to future property acquisitions. I am already looking at additional properties and am very excited about the future in real estate.

- Robert K. Garden City, NY

We have been working our real estate deals! Just wanted to send you an update to let you know we just closed escrow on the sale of the Big Stone Canyon property. Looks like our net profit on this deal is about $56,000, YAY! We could not have done this without all your help, advice, and conf idence boosting. Thanks so much for your mentoring, so far. We are also all ready to go with our lease option on the brand new home being built. All our contracts are in place now and we are just waiting for the home to be completed and our tenants/lessees to move in. We should net about $30,000 for that deal next year. This week we will also close escrow on our 3rd Idaho rental property that we purchased with the 1031 exchange of our rental in Roseville. After this last one is rented, we should be netting about $900 per month passive income for all three properties. That is pretty exciting too! Anyway, we will keep you posted on our deals as they come. Are you working on anything interesting? Hope all is going well for you. We are very encouraged and motivated by our progress with our real estate business. Thanks again!

- Des and Robert O. Granite Bay, CA

Knowledge is POWER!

I wanted to take this opportunity to show my gratitude to my coach and the Prosper Learning organization.  Over the past eight weeks my coach has helped me understand the world of residential real estate, and more importantly the thinking of business people.  When I started this course I wanted to learn how to put a team of people together with one goah in mind, and learn to find the diamond in the ruff.  Prosper Learning and my coach has showed me how to do that.  And I am truly thanful for that knowledge.  I would encourage anyone interested in real estate and business to use Prosper Learning, the knowledge and insight they have is extremely useful and can be used for more than just real estate.

Thankfully,

- Andrew F. Wake Forest, NC

I bought my first investment property thinking there may be as much as $20,000 in equity. We sold it, and Thursday I picked up a check from the title company for $44,000!! Not bad for my first try. Thanks for everything!!

- Eric L. Las Vegas, NV

Following is a summary of my success stories to date; I have two duplexes under contract:

 

Duplex 1

 

A fixer upper duplex on a street with several identical buildings for sale.  This was the lowest list price duplex with the most work to accomplish.  Listing range was from 84,900 to 117,000.  I was able to put this property under contract for 86,500 with 1,500 back to me for closing costs.  The as is appraisal came in at 90,000.

 

Both sides are rented for a total income of $990 per month with leases through July of 2006.  This was financed at 100% with a 70/30 loan.

 

Duplex 2

 

A fixer upper duplex on a street with 3 identical duplexes for sale.  Listing price was 68,000 to 79,000.  This was not the worst in condition.  One side needed the kitchen sub floor replaced and the other was immaculate. Newer appliances and carpet were in place.

 

The one side is rented at 375 per month.  The contract terms are as follows:  64,000 purchase prices with 1,500 back for closing costs and 750 cash to buyer at closing to cover two months lost rent during rehab. (Only expect the first month to be lost to replace the floor.)

 

I have two other lines in the water right now with an REO which I have a bid on and a FSBO house that has been split into 3 units.  The FSBO has some potential for assuming the existing loan and the owner carrying back the rest.

- Randy N. Columbia, MO

When you asked me to write about what has happened for me since I started with Prosper, a saw a movie of events flash before me.  It's been incredible how quickly things have progressed.  When I started with Prosper I had no clue about websites, and felt intimidated by the thought of creating one.  My hand was held through the process (thanks coach, thanks tech support!), and in less than a month my sight was created.  I love my sight because it truly represents me.  Everyone that I know who has viewed it has told me how incredible it is.  I'm so pleased with the result!  After creating my website, you were so helpful in guiding me with ideas on how to get traffic (i.e., reciprocal links, back links, directories, and press releases).  Just a few days after writing my press release "Moms Get Fit While Pushing Strollers", I've ranked within the top 10 on a few of my keywords in some of the highest ranking search engines!  I was blown away!

 

On top of all the great things that have been happening with my website, I've received many opportunities which I believe are seeds being planted, and will sprout into a large tree.  Shortly after producing my Stroller Workout for Moms DVD, I began doing a monthly fitness segments on KUSI Channel 9 News, and gained sponsorship from an upscale fitness clothing line known as "Marika".  I also landed a segment on Bob Circosta's TV show "What a Great Idea!” which will be filmed in January (note: Bob Circosta is one of the original hosts of the Home Shopping Network).  When I presented my DVD to Bob's panel of guests, Home Shopping Network indicated they wanted me to speak with them after my filming on Bob's show.

 

After going to "Cracking the Millionaire Code", I networked with some amazing people.  One of which is a doctor at Kaiser.  He aided me in connecting with the Regional Office at Kaiser Hospital who has indicated a possible interest in distributing my DVD in their hospitals.  I also met an incredible Marketing Specialist named Charlie Lyons, who has started the negotiation process to link my DVD with the stroller I use on my video called "Baby Trend".  Baby Trend's largest distributor is Babies R Us (which is one of the largest distributors for baby products and strollers), and their strollers are due to be in Target for the holidays.  Charlie has proposed for Baby Trend to buy my DVD at a wholesale price, and use it as a promotional offer with the stroller for the holidays and for the future.  The potential for this endeavor is exponential!!

 

On November 14 I will be filmed in First Trimester Yoga.  This the first DVD in the series, since I will make a DVD for each trimester, i.e., second, third, then postpartum yoga.  My producer, Miles Johnston from Sore Toe Productions, is phenomenal.  I have a fantastic team of people (including Prosper of course), and I feel the possibilities are endless! (I also couldn't do it without the tremendous support of my wonderful husband, Brad!)

 

I've learned that I need a team who can help and support me, and I've found it!  Now I feel that I can reach my ultimate dream, which is to help women all over the world reach their optimum potential in body, mind, and spirit.

 

Thanks for everything,

- Sara H. Poway, CA

Dear Prosper,

 

There are just not enough words to tell you how much my coach and Prosper have helped Guy and I with our website and retirement dream.  When we made the commitment to sign up with Prosper, we were both a bit apprehensive that we had taken on more than we could handle.  After all, neither one of us was “internet savvy.”  In fact we were both “scared” to venture out into the big world of the internet.  While the CD’s, articles, books and the Prosper Web page are all very valuable resources, the most important resource we received was in our time spent with our coach. 

 

Our coach’s compassion, patience, and encouragement have given us the confidence that we too can be successful in an e-commerce business.  Furthermore, his knowledge, understanding and teaching skills has given us valuable tools so that we are not afraid anymore.  Not to mention the ability for us to be competitive in a very competitive market. 

 

When we began, Guy and I knew how to send and receive emails and research a few things, but for the most part we were clueless.   Our coach gave us a crash course in a foreign language, so that we are able to avoid the pitfalls and costly mistakes that ignorance befalls.  In other words, he has taught us the foreign language of E-vocabulary with real meaning.  As a result, we now have a professional E-commerce business which has invited Fortune 500 businesses as customers.   While we still have a great deal of learning to do, we are ever grateful for our coach’s ability to coach us step by step with patience and a sense of humor.

 

Thank you Prosper and our coach for helping Guy and I not only to envision our dream, share the dream, but to live the dream. 

 

 May you “Prosper” always.  Blessings,

- Cathy & Guy M. Ferris, TX

I have to admit I was skeptical at the beginning of this program. However, I realized it was critical for me to take a step if I wanted to come even close to achieving any of my goals. So with faith, conviction and commitment I decided to do the Prosper internet program, with minimal if any internet knowledge.

 

With your approach, wanting to know me as a person and not just another student, you helped me immensely, eliminating much of skepticism. I had no idea what was out there in the internet world. What an eye-opening experience!

I was amazed at all the different sites you sent to for information and knowledge. At first I thought you were reading from a script. (Realize, of course, you were not). Using the tools you introduced me to; I was able to intelligently determine a product to market. The domain name was a bit of a challenge. Again, with your able assistance, that goal was easily accomplished. With your explanation of hosting and where to go to get that done, I soon had a domain name registered and hosted in an efficient manner.

 

The real challenge then became marketing the site, at which you appear to be wizard. I was apprehensive to take this step, but finally got the hang of it with your patience, support and encouragement. The intricacies of title tags, alt tags, keywords, keyword phrases and submission descriptions seemed like a forest I would never see the trees in. Again, you persisted and got me to where I need to be with those marketing tools.

 

I am confident this is going to be a very lucrative site, and I have you to thank for getting me to this position.

- Spen C. Rockland, ME

I just wanted you to know that since I last emailed you, I have gone from about two people who ordered from me to over 20. Things picked up last month. I have also sold some items on eBay as well, one music box sold for close to $200 in an online auction and a close second sold for over $70. 99% of my orders have come from ladies, and I have been able to talk to a few of them of them as well.

I think that the sales part is good, but what really is great is having a customer base that I can work on building a trusting relationship with. A person's having their own list just makes things easier. I even had one gentleman sign up for my newsletter on Monday. He was the first. I wasn't putting a whole lot of stock in the newsletter part, but I was proved wrong. So, things are finally looking up.

I appreciate as always your kindness and guidance. Thanks for all of your help. Have a safe and blessed New Year.

- Monique H. Stephens City, VA

During the last 12 weeks I have made many accomplishments using the program.  Traffic to my site has increased 10 fold.  Sales on both EBay and our website have increased dramatically.

Our page rank started at 0.  Our page rank is now 2.  Our link popurlarity in all search engines has increased exponentially.  This has translated into great gains in our website traffic as well as our sales.  Our average sales have been approximately $200 per sale.

We have relocated our business from an 800 square foot warehouse to a new 4000 square foot warehouse in order to keep up with the exponential increase in sales and demand from our website. 

I have been very impressed with the content of the program and how it has been applied to my business.  There has been a lot of information and "tricks of the trade" that I would not have been able to learn otherwise. 

- Sam F. Clarksburg, WV

Hi, my name is Arlene.  I live in the beautiful, albeit sometimes cold, state of Montana.  My living room window looks out on 11,000 ft. Emigrant Peak.  This is a great setting for relaxing, vacationing, and recreating.  However, it wasn’t necessarily conducive to good business until I got involved in Prosper. 

 

The great staff at Prosper has provided me with what I needed to take my small business to the next level.  B.P. (before Prosper) I would sit at home hoping, waiting for an order or two to come my way from our two website stores.  Since I am in the preparedness field, any disaster would bring a spurt of orders but unfortunately each time the orders dropped off to almost nothing in a very short time.

 

Preparedness is a concept whose time has finally come.  With the inspiration of my initial contact person, I caught the vision of where I could go with my business.  With the help of my coach, I am gaining the tools I need to get me there.

 

To start with, I completely redid my web sales letter.  I have learned how to organize and present my information to motivate my potential customers.  I have learned how to give them a clear picture of what they will gain from buying our book or ordering one of our products, whether it’s a flashlight, a 72-hour survival kit, a water filter or long-term storage food.  My company is now sending out monthly emails to all the contacts we have with our latest specials.

 

The next step is enriching our website with articles, more information on our products and links to other sites.  It all takes effort but it is very doable when attempted one step at a time.  My dream is for one of our 72-hour survival kits to be in 10,000 households by the end of this year.  In addition, I envision our new, condensed book, Peace of Mind through Preparedness, in every Costco, and every airport bookstore as it makes it to the nonfiction bestseller list.  It’s becoming a reality one day at a time.

- Arlene H. Emighant, MT

$194,626.25 in 98 days! All of this with an investment of $5600 by credit card. So actually it is $194,626.25 with NO MONEY DOWN.

Thank you so much for your support, insights, leadership and inspiration. I have made a life-long dream come true in less than 90 days, because I actually took two weeks of vacation during these 98 days!

I received a standing ovation in Orlando, Florida from 850 people—what a great way to release my first book. I have three keynote speeches booked, with 7 or 8 more prospects sure to close soon. All of this and I haven’t even formally, officially marketed my book. Wow, what a fun ride! More to come from this excited entrepreneur and first-time author.

- Steven R. Exton, PA

In the eight months since we started working with Prosper, my wife Nancy and I have a radically new outlook on our future.

 

First off, we know what it’s like to live in fear of not succeeding in our Internet business. Before June 2005, we were trying to do a lot of things in our business without clear direction. And while we were making progress, it was very slow going.

 

With mounting bills, we knew we needed a miracle or we’d go under. We got our miracle when we heard about Prosper. Since then, we’ve experienced a major change in our confidence in our business as our income has grown.

 

When we started coaching with Prosper, the quality of our lives started improving almost immediately in direct proportion to our increasing income.  The first major difference is that we now have more balance in our lives. We’re able to travel more, which we love to do. This is in no small measure due to the new automobile we were able to acquire.

 

We also gave ourselves permission to start taking ballroom dance lessons, which Nancy has wanted to do for some time. I was reluctant at first, but since we’ve started I discover that I really enjoy it. This experience has made us closer as a couple. Our newfound prosperity made this possible.

 

We’ve hired two assistants to help us with our growing business requirements. We are in the process of expanding our product line and starting new web sites. Nancy and I now have more freedom to focus on our strengths, which is writing and creating new products.

 

All of these improvements were definitely accelerated by our association with Prosper. I’d hate to imagine our lives without the help they’ve given us.

- Lee H. Hoover, AL

As professional fund raisers, Joe and I have traveled the country working with hundreds of philanthropic individuals and organizations.  Often, we’ll hear comments like, “this is really easy if you know how,” or “more people need to know what it means to be a philanthropist.”  Like many professionals (and many of you), we often thought, “We need to write a book about this.”  However, how do you find the time?  We read several books, and contacted many individuals, and then we had a meeting with Proper, Inc.  We then met our coach, and what happened next is going to change our lives.

 

Our coach listened to our grand plan and all our ideas.  He talked us through what we really wanted to accomplish and what where our dreams.  Finally, he organized our thoughts and put us on a path.  He worked with our demanding travel schedules and odd hours.  Often we would call in or email from various locations.  Our coach was flexible, and always available for a quick email or short phone call.  His weekly assignments were challenging, but kept us fired up, making a seemingly impossible job, not only possible, but gave us just enough glimpse of our end goal that we had the confidence that we could and would accomplish our goals.  He taught us marketing principles and techniques that can only be learned from personal trials and experiences.  It didn’t end with our coach.   Individuals from technical support helped us with website details.  Marketing experts gave us advice about book publishing, e-books, and small details that have made a large difference.  The design team helped create a book cover and a “brand” for our site.  We felt like we were part of a complete team.  Teams where all the members are genuinely interested in helping us succeed!

 

With our coach and Prosper our plan is nearing completion.  We’ve created a website.  Eventually, this site will be a site that provides families, and small organizations, with information on educational topics, fund raising, and educational products and tools.  Set one was to establish the fund-raising aspect and complete the book.  We’ve accomplished step one and are excited about our future with our fabulous team.  Prosper has taught us that dreams do come true, and the best way to accomplish them is with a coach!  And the great team the coach bring along!

- Chris M. Rexburg, ID

Can you say, “Shrink the execution time” that’s what has happened for me working with my Prosper Learning coach.  I started the Prosper Learning coaching program with an existing company Success Mentoring L.L.C. and website.  Our vision is to provide a service to support people in the building of their leadership skills based on your personal preference style.   The tool we use is the Myers-Brigg Type Indicator® (MBTI®), which is the most widely used personality type instrument in the world.  All types of government agencies, businesses both public and private, as well as, individuals and families use the MBTI® instrument.  This instrument offers individuals a positive way to look at themselves and evaluate areas for development; it offers a way to build communication patterns that meets their needs and the needs of others to achieve a higher level of influence; and it supports our learning about how to be more effective leaders, managers, teachers, learners, team members, business and life partners.

 

Working with my Prosper learning coach, in a little over 60 days I was able to totally revamp my website to have a more enticing, energetic, user-friendly appeal for clients wanting to purchase services.  He not only coached me through the process of website design.  Here are a few ways he coached me: With communicating changes to my website design group so that my cost for changes were minimal; Developing questions to survey a community of potential clients; and Guided me in developing a new product packaging format that was more user-friendly.  While this was great, my coach didn’t stop here.  He helped me think through a design of my first e-book to add my website.  But what I’m most excited about is the lesson learned from him and that is the importance of “sharpening the saw” before execution.  I am so excited about the future of my project I can hardly sleep.

 

You can get a website name, you can get a website designer, you can have a great idea, but to execute that idea quickly and effectively is “priceless” and that is how it’s been for me working with my Prosper Learning Coach.  His guidance has stretched me, and focused me to develop my website and awaken info-preneuring talent that was lying dormant.   

 

Working with my Prosper Learning coach created lots of Aha moments and are teaching me to enjoy the process of building a business.  What I know for sure! It’s more fun having an experience coach to guide you versus being a “lone ranger” in your endeavor to build a success business.  Thank you.

- Roz K. Newark, NJ

I signed my enrollment agreement 1/26/2006.  I was a little hesitant at the price at that time.  It seemed a lot of money to me.  I had been trading stocks but really wanted to learn options. The next week we started and are now into our 10th or 11th week of class. I'm sorry but I just couldn’t' handle watching all those green numbers on our paper trading.  I had to start on my own.  Needless to say, I made some mistakes, and I will learn from them, but the end result was fantastic. I made lots of trades in and out, some of which (7 or 8) I lost on. The best ones were on our IRA accounts though:
                                                                            
I definitely learned to concentrate more on my bid and ask spread prices. I almost got stung there. Instead of making money I'm going to come out even because of the spread. Because you don't lose as much on your losing trades as you make on your good trades I totaled a gain of $137,645.94 from 4/3/2006 to 4/21/2006 and I still have a couple of trades running.  And of course I subtracted my cost of the course from that.  Thank-you, thank-you, Coach, Dr. Cooper, and Prosper Inc.  I can't wait to learn the rest of the course!

- Vicky K. Sun City, AZ

I've done 58 trades this year....51 are plus money $78,000 and my 7 minuses were around $11,000. I've been on a roll for the past 2 1/2 months...I've had 31 trades in a row that were on the plus side.  I have 7 trades I have bought this week but haven't sold them yet. So I'm getting better each day.

- Charlie H. Jupiter, FL

After 2 years of frustrating losses, I joined the mentor program. My first call to my mentor was about a week and a half ago. I explained how I was trying to scalp everything to make some money. He told me to calm down and use what I already know. I just wanted to call and say thank you. Using a demo account, per his suggestion, from July 6th, to the 17th, I have made a profit of $16,249.32, all because he told me to calm down. Those were not his exact words but that is what he said; go for big moves in the market every couple of days don’t try to scalp everything every five seconds. I want to say thank you in a big way. I am going to continue to do this paper trading in the demo account for at least another month. So far, I have done 7 trades and every one of them has been at least 100% or more profitable. I think I have found a strategy that works very well! Like I said, I am up over $16,000 and I just wanted to say thanks again!

 

Just as a side note, I am in my 8th trade (July 19) and already ahead by $2500.

 

- Jeremy S. Waxahachie, TX

I am so glad to have decided to hire the coaching service of Prosper Learning and my coach! I came upon this service through a conversation with a friend who has used this group for the Real Estate coaching, they highly recommended them and I learned they had coaching for Stock Market Investing. Before I hired this coaching, I was a long term investor, knew very little about the markets, and depended on financial advisors to make my investment decisions. I learned more about investing in the markets and the leveraging power of options than I ever knew existed. With the strategies that were taught to me, I was able to practice in a "paper trading" account to see the powerful potential this type of trading can provide before I ever risked working with real money. Since I started trading with real money, I have paid off my tuition for the coaching and have doubled the value of my portfolio in a time period of three months!! I feel like I have control over my money's destiny and I definitely have a greater return on investment than what my financial planners could do!!

Thanks again to my coach and Prosper Learning for this awesome service!!

- Glenn M. Colorado Springs, CO

- Richard T. Diamond Bar, CA

I wanted to let you know how excited I am at the thought of being debt free in 3 short years.  I've always paid my bills on time but have also used my credit cards, to the tune of $58,374. It felt so good cutting up my cards. You can't imagine how I feel to know that I will be debt free before my retirement versus 12 more years of payments.

    

I have paid off one credit card in 2 months and another one in 3 months. My accelerator margin just keeps growing.  I keep listening to the tapes and continue to pick up more information.

    

Thanks for your help.

- Amelia F. Jacksonville, AR

Using the Transforming Debt into Wealth System was the best decision my husband and I have made in years. Utilizing the program and working with our personal financial coach from Prosper Learning has given us the information, focus and direction we needed to make positive changes in our financial lives. Not only are we moving toward debt-free living, but armed with the information and strategies that our coach has shared with us, we have set goals and are spending the time necessary to achieve them—although we learned the difference between those that plan and those that don’t is often just 3 hours a month! Thanks to Prosper Learning, we now feel we have a solid foundation for moving forward to achieve our financial goals.

- Paul & Andrea R. San Francisco, CA

When we started listening to John Cummuta’s CD’s we were having a hard time getting motivated to do the things necessary to have a healthy financial life. We were living a life of credit and high interest rates. We had a negative cash flow as of Feb. 2006. We would receive money for something, we would pay off a card and then max it out again. After we started working with Prosper we figured out where the money was going and realized we needed to change. Our coach keeps us moving forward and not backwards. We have a debt free date of March 9, 2008. We now have 2 incorporated businesses and several side businesses. Our Quality of Life has increase for our family and allows us more time to do the things we love at church and less worries about our money. I thank God for sending this program into our lives and blessing us with financial freedom.

- David & Meredith R. Lemont, IL

I knew what I wanted but I did not how to get there

Thanks to my coach she shown a light on where my holes in spending and how to set good goals for my money.

I will pay off my debt and get my spending under control.  Buy what I need not what I want.  So the things I buy will have a good value late.

The coaching is good in that you report to a person that is truly interested in your success.

I do not walk around with lots of money in my pocket and a pocket full of credit cards.  I spend lots of time looking for the proper and right things I need.  With the help of my Coach I know that how I have adjusted my 401K will grow so that my money is working for me as hard as I am working for it.

- Tom B. Las Vegas, NV

I have paid off roughly $12,230.00 since beginning the sessions in May, which represents the complete elimination of 9 debts and a reduction through payments on others.

 

Debt Free - Using the accelerated Debt-Free Plan, I will be financially free within 5 years and 8 months.  This is 17 years sooner than if I had tried to pay my debts off the way that most people do.  I will have save a total of $147,739.00.

 

If I invest the money I’m now wasting on debt payments ($5,427 per month, for 17 years and 5 months.  With a modest 10% annual interest rate, I will build a retirement fund worth $3,038.562, which would pay me a monthly income of $25,321 for the rest of my life.

 

This is what I was looking for.

- Mike B. Covington, TN